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About Promise

We will be a leading credit company
that is ready to walk together with Thai society.

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Mission

Alongside every dream, understand every problem
and ready to provide financial support to customers
To promote the Thai economy to grow steadily

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Vision

Promise will be number one in the hearts of customers

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Corporate Values

  • Integrity

    Act with honesty and integrity as a professional
    with high ethical standards.

  • Customer First

    Consider from the customer's perspective
    and deliver value that meets individual needs.

  • Proactive & Innovation

    Respect innovation and initiative,
    and take on challenges without fear of failure.

  • Speed & Quality

    Differentiate ourselves from our competitors with fast, quality decision-making and business execution.

  • Team "SMBC Group"

    Respect each other in a diverse organization.
    Uniting the capabilities of the group companies into one.

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Walk Together with You

Every step you take, Promise is ready to walk beside you.
Customers will receive sincerity and warmth like having a friend by their side, ready to help whenever good things are needed.
Promise will walk together with you.

Promise logo

Promise Logo

The logo of Promise is inspired by the combination of the lion and the sun. The "lion" represents strength and toughness, and the "sun" represents warmth. The two P-shaped letters facing each other inside the logo have the following meanings:

• Personal Promise means
the business policy of the company that provides personal loans.
• Partner Promise means
the performance and service with the commitment to be a good partner of the customer.

Mascot

"RoRo" (RoRo), the friendly lion mascot, is ready to help everyone grow steadily. The image is a leader, fast, trustworthy, and even though it looks intimidating, but in reality, it is a kind, warm lion who likes to help others, and is also full of knowledge, so it can always advise on finances to important customers of Promise personal loans. In addition, it is friendly, ready to give encouragement, and walks together with everyone.

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Message from MD

We, Promise (Thailand), have been in business since October 2005, and have always been committed to developing our services to meet the various financial needs of Thai people in their daily lives with an emphasis on convenience and speed as our main priorities.

With this concept, in 2022, we launched a loan approval service within 1 hour and in 2023 launched an application which will increase the convenience of both loan applications and transactions for our members.

Promise (Thailand) has SMBC Consumer Finance, which has been in the consumer finance business in Japan for over 60 years, as its parent company, and we have applied that model and expertise to our business in Thailand to make us a company that customers can trust and use for their services forever.

In 2025, Promise (Thailand) will celebrate its 20th anniversary in business. We have grown to this day with the support of our customers, partners, and all stakeholders.

As a personal finance company, we will continue to strive to be a company that customers can trust for their needs. We will also continue to work towards solving social issues and be an essential partner for everyone working in Thailand.

May 2025
Masakazu Maehara
Managing Director

Management

Member 1

Mr. Masakazu Maehara
Managing Director

Member 2

Mr. Jiro Koga
Director

Member 3

Mr. Hiroshi Umeyama
Director

Company History

2005

Started business as Promise (Thailand) Co., Ltd.

2011

Started Call Center service 1751

Event1

2013

Started advertising on TV and appointed the first presenter, Mr. Poh Natthawut Skidjai.

Event2

2021

Rebranded and appointed a new presenter, Ms. Yaya Urassaya Sperbund

Event3

2023

Launched a loan application service via Promise mobile application (e-KYC service)

Event4

2024

Introduced the mascot "RoRo", a loan professional

Company information

Company name
Promise (Thailand) Co., Ltd.
Founding day
March 19, 2004
Registered capital
4,500 million baht (as of: April 2020)
Registered capital paid
4,500 million baht (as of: April 2020)
Location of Head Office
159/19-20 Serm-mit Tower, Unit 1201, 12th Floor, Sukhumvit 21 (Asoke) Road, North Klongtoey, Wattana, Bangkok 10110, Thailand
Tel. 02-655-8574 / Fax 02-655-8170
Executive
Managing Director Mr. Masakazu Maehara
Directors
Mr. Masakazu Maehara
Mr. Jiro Koga
Mr. Hiroshi Umeyama
Mr. Hiromi Kunii
Shareholders
SMBC Consumer Finance Co., Ltd. holds 100% of shares
Business type
Provide personal loans without collateral
Number of employees
1,152 people * (Information as of: March 2024)
Japanese Headquarters
Company name
SMBC Consumer Finance Co., Ltd.
Founding day
March 20, 1962
Registered capital
140,737 million yen
Location
2-2-31, Toyosu, Koto-ku, Tokyo,135-0061
Number of employees
2,083 people * (Information as of: March 2024)

Promise Services

Promise is a personal loan provider offering revolving credit via cash or bank transfer. Once repaid, the credit limit becomes available for use again (subject to lending conditions and company approval). We operate under the supervision of the Bank of Thailand (BOT).
Promise Personal Loan offers approval within 1 hour* with just two documents: your ID card and payslip. Interest rates range from 15%-25% per annum. You can apply through our branches, website, or mobile application, with no collateral or guarantor required.
Borrow when necessary and within your means
Interest 15%-25% per year
*Please study the product information before applying at promise.co.th
*Terms and conditions are as determined by the company
and the Bank of Thailand
*If all documents are submitted by 6:00 p.m.
and there are no document or system problems
, approval will be possible within 1 hour or the next day.
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